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Desjardins Capital: Your partner for cooperative success.

The cooperative model works across every industry. The most important thing is building a team of qualified experts to work with, who care about your business and its success. With Desjardins Capital, you have the advantage of:

• Proven know-how and in-depth knowledge of the cooperative model
• The unwavering support of our cooperative investment managers across Quebec, dedicated exclusively to your business model
• Rigorous governance support
• Support for negotiations to acquire a subsidiary through an existing cooperative
• Due diligence support for acquiring targets
• The strength of Quebec’s cooperative network in which Desjardins Capital is a major player
• We also support you in creating and deploying an action plan, which will allow you to consolidate and further develop your activities.
• By building on a solid foundation, we help you adopt effective and innovative business practices. As a result, you will gain an overview of your organization along with specific steps to achieving success.

Financing tailored for social economy enterprises. 

The Réseau d’investissement social du Québec (RISQ) offers an accessible financing route. The process is adapted to the particular requirements and the different development phases of collective enterprises. No matter where you are located in Quebec, you can access RISQ’s three financial products.

Designed with accessibility in mind, these products offer flexible reimbursement and guarantee conditions. Investment decisions are based on the complementarity and balance between the social mission and the economic viability of the project. Perhaps most importantly, RISQ can act as leverage when applying with other solidarity finance partners.

By building on a solid foundation, we help you adopt effective and innovative business practices. As a result, you will gain an overview of your organization along with specific steps to achieving success.

Effet Coop program

The Effet Coop program is a joint initiative by the Coopérative de développement régional du Québec (CDRQ) and the Conseil québécois de la coopération et de la mutualité (CQCM) to support cooperative enterprises. It offers a grant to any cooperative project that has reached its crowdfunding goal on the La Ruche website, in the amount of 10% of their campaign goal (a minimum of $500, up to a maximum of $2,000).

Gaspésie – Magdalen Islands program

The Gaspésie – Magdalen Islands program is offered by the CDRQ exclusively in this region. It offers participants a grant worth 10% of their campaign goal, up to a maximum of $2,000. And, best of all, this program can be used in conjunction with the Effet Coop.

Lear more

Quebec’s collective enterprises (co-ops and NPOs) have access to several sources of financing to help them launch, consolidate or carry forward a growth project. Below is a list of partners whom the CDRQ deals with regularly to facilitate the success of your project.

For information or guidance on the various sources of financing, contact your regional office.